:root{
  --bg:#0b1220;--bg2:#0f1a2e;--panel:#111f38;--panel2:#152748;
  --ink:#e8eef9;--muted:#9fb0cc;--line:#223557;
  --accent:#24d6a4;--accent-d:#12b488;--gold:#f2b63c;--danger:#ff5d5d;
  --maxw:1120px;
}
*{box-sizing:border-box}
html{-webkit-text-size-adjust:100%;scroll-behavior:smooth}
body{margin:0;background:var(--bg);color:var(--ink);
  font:400 17px/1.65 "Inter",system-ui,-apple-system,"Segoe UI",Roboto,Arial,sans-serif}
img{max-width:100%;height:auto;display:block}
a{color:var(--accent)}
h1,h2,h3{font-family:"Space Grotesk","Inter",sans-serif;font-weight:700;line-height:1.15}
.wrap{max-width:var(--maxw);margin:0 auto;padding:0 20px}
.narrow{max-width:800px;margin-left:auto;margin-right:auto}
.c{text-align:center}

/* header */
.top{background:rgba(9,15,27,.92);border-bottom:1px solid var(--line);position:sticky;top:0;z-index:40;backdrop-filter:blur(8px)}
.top-in{display:flex;align-items:center;justify-content:space-between;gap:18px;padding:12px 0;flex-wrap:wrap}
.brand{display:inline-flex;align-items:center;gap:10px;text-decoration:none}
.brand img{height:38px;width:auto}
.nav{display:flex;gap:4px 22px;flex-wrap:wrap}
.nav a{color:var(--muted);text-decoration:none;font-weight:600;font-size:15px;padding:6px 0;border-bottom:2px solid transparent}
.nav a:hover,.nav a[aria-current=page]{color:#fff;border-bottom-color:var(--accent)}

/* hero */
.hero{background:radial-gradient(1200px 500px at 70% -10%,rgba(36,214,164,.14),transparent 60%),linear-gradient(180deg,var(--bg2),var(--bg));border-bottom:1px solid var(--line)}
.hero-in{display:grid;grid-template-columns:1.15fr .85fr;gap:48px;align-items:center;padding:64px 0 56px}
.kicker{margin:0 0 14px;color:var(--accent);font-weight:700;letter-spacing:.12em;text-transform:uppercase;font-size:13px}
.h1{font-size:clamp(30px,4.6vw,50px);margin:0 0 18px}
.h2{font-size:clamp(24px,3.1vw,34px);margin:0 0 16px}
.h3{font-size:21px;margin:0 0 10px}
.lead{font-size:19px;color:var(--muted);margin:0 0 24px}
.hero-card{background:var(--panel);border:1px solid var(--line);border-radius:14px;padding:26px}
.hero-card h3{margin-top:0}
.chips{display:flex;flex-wrap:wrap;gap:10px;margin-top:8px}
.chip{background:var(--panel2);border:1px solid var(--line);color:var(--muted);font-size:13px;font-weight:600;padding:6px 12px;border-radius:999px}

/* buttons */
.btn{display:inline-block;background:var(--accent);color:#06241b;text-decoration:none;font-weight:700;padding:13px 26px;border-radius:9px;border:1px solid var(--accent)}
.btn:hover{background:var(--accent-d);border-color:var(--accent-d)}
.btn.ghost{background:transparent;color:var(--ink);border-color:var(--line)}
.btn.ghost:hover{border-color:var(--accent);color:#fff}
.btn-row{display:flex;flex-wrap:wrap;gap:12px}

/* sections */
.sec{padding:60px 0;border-bottom:1px solid var(--line)}
.sec.alt{background:var(--bg2)}
.eyebrow{color:var(--accent);font-weight:700;letter-spacing:.1em;text-transform:uppercase;font-size:12px;margin:0 0 8px}
.grid3{display:grid;grid-template-columns:repeat(3,1fr);gap:22px;margin-top:28px}
.grid2{display:grid;grid-template-columns:1fr 1fr;gap:22px;margin-top:24px}
.card{background:var(--panel);border:1px solid var(--line);border-radius:13px;padding:26px}
.card h3{margin-top:0}
.card .ic{width:44px;height:44px;border-radius:10px;background:var(--panel2);border:1px solid var(--line);display:flex;align-items:center;justify-content:center;font-size:22px;margin-bottom:14px}
.card.link{text-decoration:none;color:inherit;transition:border-color .15s,transform .15s}
.card.link:hover{border-color:var(--accent);transform:translateY(-2px)}
.card.link .more{color:var(--accent);font-weight:700;font-size:15px}
.muted{color:var(--muted)}

/* lists */
ul.ticks{list-style:none;padding:0;margin:0 0 14px}
ul.ticks li{padding:7px 0 7px 30px;position:relative}
ul.ticks li:before{content:"▸";position:absolute;left:4px;color:var(--accent);font-weight:800}
.prose p{margin:0 0 16px}
.prose h2{margin:36px 0 12px}
.prose h3{margin:28px 0 8px}
.prose ul{margin:0 0 16px;padding-left:22px}
.prose li{margin:6px 0}

/* definition list / glossary */
.gloss{display:grid;gap:14px;margin-top:24px}
.gloss dt{font-weight:700;color:#fff;font-family:"Space Grotesk",sans-serif}
.gloss dd{margin:4px 0 0;color:var(--muted)}
.gloss .term{background:var(--panel);border:1px solid var(--line);border-left:3px solid var(--accent);border-radius:10px;padding:16px 18px}

/* risk box */
.risk{background:linear-gradient(180deg,rgba(255,93,93,.12),rgba(255,93,93,.05));border:1px solid rgba(255,93,93,.45);border-radius:13px;padding:24px 26px;margin:28px 0}
.risk h3{margin-top:0;color:#ffb3b3;display:flex;align-items:center;gap:10px}
.risk p{margin:0 0 10px;color:#ffd9d9}
.risk p:last-child{margin-bottom:0}
.risk.slim{padding:18px 22px}
.risk.slim p{color:#ffcfcf;font-size:15px}

/* page hero slim */
.phero{background:linear-gradient(180deg,var(--bg2),var(--bg));border-bottom:1px solid var(--line);padding:52px 0 44px}
.phero .crumb{color:var(--muted);font-size:14px;margin:0 0 10px}
.phero .crumb a{color:var(--muted)}

/* table */
.tbl{width:100%;border-collapse:collapse;margin-top:20px;font-size:15px}
.tbl th,.tbl td{text-align:left;padding:12px 14px;border-bottom:1px solid var(--line)}
.tbl th{color:var(--accent);font-family:"Space Grotesk",sans-serif}
.tbl tr:hover td{background:var(--panel)}

/* footer */
.foot{background:#070d18;color:var(--muted);padding:40px 0 30px;font-size:14px}
.foot-grid{display:grid;grid-template-columns:1.4fr 1fr 1fr;gap:28px;margin-bottom:26px}
.foot h4{color:#fff;font-size:14px;letter-spacing:.06em;text-transform:uppercase;margin:0 0 12px}
.foot a{color:var(--muted);text-decoration:none;display:block;padding:4px 0}
.foot a:hover{color:#fff}
.foot .brand img{height:34px;margin-bottom:12px}
.foot-bot{border-top:1px solid var(--line);padding-top:18px;color:#6f81a0;font-size:13px}
.foot-bot p{margin:0 0 8px}

@media (max-width:860px){
  .hero-in,.grid3,.grid2,.foot-grid{grid-template-columns:1fr}
  .hero-in{padding:44px 0 40px;gap:30px}
  .sec{padding:44px 0}
}
.hero-in>*,.grid3>*,.grid2>*,.foot-grid>*{min-width:0}
@media (max-width:480px){.nav{gap:4px 14px}.nav a{font-size:14px}}